About COAST FIRE Calculator
Your trusted resource for mastering COAST FIRE and achieving financial independence through smart planning and compound interest.
Our Mission
We believe financial independence shouldn't require sacrificing decades of your life to extreme frugality. COAST FIRE offers a smarter path - front-load your savings early, then coast to retirement with career flexibility and peace of mind.
Our mission is to make COAST FIRE accessible to everyone through clear education, accurate calculators, and practical strategies that real people can implement.
What We Believe
Our core principles guide everything we create and share
Education First
Financial education should be accessible, clear, and actionable. We break down complex concepts into understandable strategies anyone can implement.
Conservative Assumptions
We use conservative market assumptions and emphasize safety margins. It's better to exceed your goals than fall short in retirement.
Life Balance
Financial independence should enhance your life, not consume it. COAST FIRE provides security while preserving your prime working years for living.
Math-Based Decisions
Emotions and trends don't build wealth - math does. Our strategies are based on proven mathematical principles and historical market data.
Community Support
Financial journeys are easier with support. We foster a community where people share experiences, challenges, and successes along the path.
Continuous Learning
Markets and strategies evolve. We continuously update our content, calculators, and recommendations based on the latest research and data.
Our Tools & Resources
Everything you need to plan, track, and achieve your COAST FIRE goals
COAST FIRE Calculator
Our flagship calculator uses conservative assumptions to determine exactly how much you need to save today to coast into retirement. Input your age, desired retirement income, and timeline to get your personalized COAST FIRE number.
- Personalized calculations based on your situation
- Conservative 4% real return assumptions
- Instant results with detailed breakdowns
- Multiple scenario planning options
Educational Guides
Comprehensive guides covering every aspect of COAST FIRE from basic concepts to advanced implementation strategies.
Case Studies
Real-world examples of people who've achieved COAST FIRE across different income levels, ages, and life situations.
Strategy Articles
In-depth articles covering investment strategies, tax optimization, career planning, and risk management for COAST FIRE.
Why Trust Our Guidance?
Conservative Approach
We use conservative market return assumptions (4% real returns) rather than optimistic projections. This builds in safety margins and reduces the risk of falling short of your goals.
Data-Driven Methodology
Our calculations are based on historical market data, peer-reviewed research, and established financial principles. We don't chase trends or promote get-rich-quick schemes.
Complete Transparency
We clearly explain our assumptions, show our calculations, and discuss the limitations and risks of every strategy. No hidden formulas or black-box recommendations.
Real-World Focus
Our strategies are designed for real people with real constraints - not theoretical perfect scenarios. We address common challenges and provide practical solutions.
Important Disclaimer
The information on this website is for educational purposes only and should not be considered personalized financial advice. Always consult with qualified financial professionals before making investment decisions.
Ready to Start Your COAST FIRE Journey?
Join thousands of others who've discovered the power of front-loading their savings for a lifetime of career flexibility and financial security.